Privacy Policy

  1. Who We Are

    Wamu Savings is a mobile app that helps groups track their savings, manage cash rounds, and maintain accurate financial records. This Privacy Policy explains how we collect, store, use, and protect your information when you use our services.
    1. Information We Collect

      We collect information that is necessary to provide our services, ensure security, and improve user experience.
      1. Personal and Account Information: Name, email address, phone number, and any details provided during account registration.
        1. Financial Data: Contributions, withdrawals, balances, and transaction history to manage group savings and cash rounds.
          1. Device and App Data: Information collected automatically, including device type, OS, app version, IP address, and usage metrics.
            1. Camera and storage access is requested only when uploading group or member photos.
            2. Optional push notifications for updates or reminders.
            3. Usage statistics to enhance app functionality and performance.
          We do not access your contacts, microphone, or location without your explicit action.
        2. How We Use Information

          We use your information to operate and improve Wamu Savings, maintain security, and communicate important updates.
          1. Provide and improve group savings tracking and cash round management.
            1. Process transactions and ensure accurate financial records.
              1. Send reminders, notifications, and account updates.
                1. Prevent unauthorized access and detect fraudulent activity.
                  1. Analyze app usage to improve features and user experience.
                  2. Data Security

                    We implement strict security measures to protect your information, including encryption, secure servers, and controlled access.
                    Only authorized personnel have access to your personal and financial data. While we strive to protect your data, no system can guarantee absolute security.
                    1. Data Retention

                      Your information is retained only as long as necessary to provide services, comply with legal obligations, or resolve disputes. Data no longer required is securely deleted or anonymized.
                      1. Your Rights

                        You have the following rights regarding your personal data:
                        1. Access: Request a copy of your personal information.
                          1. Correction: Request corrections to any inaccurate or incomplete data.
                            1. Deletion: Request deletion of your personal data, subject to legal or contractual obligations.
                              1. Objection: Object to certain types of processing of your data.
                                1. Withdraw Consent: Withdraw consent for processing your data at any time.
                                  To exercise these rights, contact us at support@wamusavings.com.
                                2. Cookies and Tracking

                                  We use cookies and similar technologies to analyze app usage, enhance performance, and personalize your experience. You can manage these settings through your device or app preferences.
                                  1. Third-Party Services

                                    We may share your data with trusted third-party providers, such as payment processors and cloud storage providers, who are obligated to protect your information and use it only for specified purposes.
                                    1. International Data Transfers

                                      Your data may be stored and processed in Uganda or other countries where our service providers operate. By using Wamu Savings, you consent to such transfers in accordance with this Privacy Policy.
                                      1. Children’s Privacy

                                        The App is not directed at children under 13 years of age, and we do not knowingly collect data from them. Any data inadvertently collected will be promptly deleted.
                                        1. Contact Information

                                          For privacy-related questions, contact support@wamusavings.com or call +256 708 180 042.